Leicester Homebuyers Guide

Homebuyers Guide for Leicester

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Surveys and Valuations in Leicester

If you are applying for mortgage finance, you should have been given the option of having a mortgage valuation report as an alternative to a homebuyers survey and valuation or a building survey. It is strongly recommended not to accept this option, as the mortgage valuation will only give you a slim profile of the property. Your best two options, as will be confirmed by the Royal Institution of Chartered Surveyors, are given below:

	Homebuyer Survey & Valuation	Building Survey
Type of Property	Conventional houses, flats, bungalows, etc., in apparently reasonable condition	Any residential or other property, in any condition
Type of service	Economy package in standard form	Custom – made to client’s individual needs
Objects of service	To assist client to: (1) make an informed judgment on whether or not to proceed; (2) decide whether or not the property is a reasonable purchase at agreed price; and (3) assess urgent and significant matters before exchanging contracts	To provide client with: (1) assessment of construction/ condition of the property; and (2) technical advice on problems and on remedial works.
Special features	Focus on urgent and significant matters	Details of construction/ materials/defects
Valuation	Integral part of Homebuyer Service	Provided as agreed extra
Form of Report	Compact, fixed RICS format	Usually much longer, in surveyor's format

Property Surveyors Leicester
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